Alt Fi Robo

Investing takes time and it all depends on your risk tolerance. For our conservative strategy, the expected target net return is 5%. This strategy consists of consistent returns with lower risk. For our balanced strategy, the expected target net return is 7%. This strategy consists of average returns with a moderate risk level. For our assertive strategy, the expected target net return is 9%. This strategy consists of high returns and higher risks.

Based on research and using a technique called 'Modern Portfolio Theory' shows that investors should allocate around 13% of their portfolio into Marketplace Lending.

Our Fully Automated mode is the result of extensive statistical analysis, and four features to simplify and provide better returns: loan cherry picking, smart risk tolerance, optimal cash deployment, and adaptive note selection. In the Fully Automated mode, it matches notes with your specific risk tolerance.
Experienced investors who wish to create their own custom filters can do so by utilizing our Advanced Mode. You can use the base LendingRobot algorithm and add your own additional filters in Advanced Mode.

A diversified portfolio with loan selection can lead to a smoother, more predictable performance in the market.

This is done through asset classes that are not highly correlated. Simply focusing on a growing portfolio without adding new asset classes leads to a strenuous portfolio with high risk.

For diversified loan selection, investments receive a higher rate of return since return is based mainly on the composition of a portfolio that affects the probability ratio. Additionally, investments will receive portfolio risk reduction which reduces the need for external financing with extra costs and fees. Lastly, a portfolio with diversified loan selection can survive market downturns and economic storms with a good performance which is achieved by combining a variety of loan products that belong to different asset classes.